We have all been through the stressful and time consuming hassle of receiving a “medical bill” four or five months after treatment from some unknown doctor who we never have seen face to face. This unknown physician jumps in on the feeding frenzy trying to charge you for his services or expertise. Also, it is well known that physicians will over bill insurance company for service they provided you and unfairly bill patient for the difference in what they over billed and what the insurance company actually pays the greedy doctor. Remember many docs are inundated with medical school debt and don’t minding casting out tons of questionable bills hoping to hook an honest person who does not know the difference between a legitimate bill and a questionable one.
If you believe you have received a bill that was of ill or fraudulent intentions, just follow the the general form or template I created in a letter I sent to a bill collector who had been sicked on me by an unscrupulous health care provider.
Dear Collection Entity,
Please be advised that your correspondence concerning my alleged debt to Health care provider has been forwarded to an attorney who specializes in vigorously quashing erroneous claim attempts by unethical doctors.
I copayed for all health services provided by Health care provider. My company insurance covered the rest. I also never received any type of bill for the balance in question.
I detest having to spend a single minute of my time dealing with this erroneous and deceptive collection attempt which speaks to your lack of due diligence regarding the validity of said attempt.
Please send me Health care provider’s address per my attorney’s request.
Pissed off and irritated consumer
Understand, that this general format put a stop to the harassing snail mail and telephone collection attempts. Follow the letter as closely as you can step by step and you can look forward to supper with your family without annoying interruptions from ravenous bill collectors. You will also avoid hits to your credit score as ignoring these collection attempts will eventually damage your credit score.