We received this Medical Bill recently from a pathology consultant who our physician sent us to. You will notice that the “Not Covered column” suggests we owe $82.27 which is different than the “Amount you may owe the provider” of $128.80 !!
If you read the bottom of this hopelessly ambiguous accounting of what we may owe the doctor, it reads “The amount billed is greater than the amount allowed for this service. You will not be billed for this amount.”
So I guess this means we owe nothing and the insurance company is covering all our health care costs for this particular trip to the doctor? The sad part is that the confusing nature/format of this bill means that later on we could get a surprise in the mail stating we still owe on this!I am certainly happy that I have health insurance through my employer as it covers any catastrophic health care costs, but it adds a layer of complexity to your life when you have to spend time trying to understand what is covered and what is not covered!
Still, something must be done about the unfair and complicated way in which the medical profession bills. It is prone to error on the billing end to the point that the recipient of the unreadable bill probably won’t catch the mistake a large majority of the time! Hmmmm….maybe something the billers would prefer.