I dumped the credit reporting entity TransUnion about a year and a half ago for many reasons. They were overpriced. They did not update your credit history in a timely fashion. When we applied for a car loan, the credit score pulled up by Toyota Financing was 30 points lower than the credit score TU was reporting to us in their $19.95 per month service. The car salesman, who was actually one of the rare sales reps that you could trust, told us he had almost been in fist fights with car buyers who thought he was lying to them about their credit score because they had believed the TU credit score for all those months leading up to their car purchase!
What you see below is a typically misleading Action Required email from TU apparently, all of sudden, overly concerned with whether it was OK to keep sending us email alerts for potential data breaches.
TU will never get my business again due to the desperate sounding nature of this bogus Action Required missive. I mean, isn’t an Action Required notice something for somebody who is paying for a service? Spammers use the phrase aggressively trying scare idiots into giving up personal phishing type of identifying information.